RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. The Pros and Cons of Banking Your Money The Pros and Cons of Banking Your Money My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.